How Much is Paxil With & Without Insurance?

Published on: 28 Jun 2023
Clinically Reviewed by Famous Erwin, LMHC, LPC
How Much is Paxil With & Without Insurance

Paxil is an antidepressant medication that addresses depressive episodes, anxiety disorders, and other mental health conditions. It’s part of an effective class of drugs called selective serotonin reuptake inhibitors (SSRIs), which alter serotonin levels in the brain to improve mood. With the availability of Paxil online, individuals seeking treatment for mental health conditions can easily access this medication from the comfort of their homes. 

If your doctor recently prescribed it, but you don’t have healthcare coverage, you’re likely wondering: how much is Paxil without insurance? Unfortunately, the cost of Paxil can vary significantly depending on several factors.

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The cost of a generic Paxil prescription without insurance will be very different from the price for someone who is covered. If you have insurance, most plans will pay for at least some of the cost. A 30-day supply of Paxil can cost between $5 – $50 or more per month. Brand name versions are generally more expensive than generic medications.  

For people without insurance coverage, the cost of Paxil can be steep — sometimes reaching hundreds of dollars for a month’s supply. Fortunately, there are several ways to get this cost down.

The cost of Paxil can range widely, so it’s critical to understand why. With that in mind, let’s examine whether Paxil medication is covered by insurance and what other factors can affect its price. We’re looking at everything from whether this medication is covered by an insurance plan, how much is generic Paxil without insurance, and more. 

Is Paxil Covered with Insurance?

Most major insurers cover Paxil to some extent. Paxil cost with insurance through employer-provided health plans will depend on the terms and benefits of your drug coverage. 

Some health plans offer a full range of medications, while others may only cover generic versions of certain drugs like Paxil. It’s important to check your specific policy to see what type of coverage you have before seeking treatment with this prescription medication.

Medicaid also covers prescription medications such as Paxil in many states across the US. However, not all programs provide full coverage for every drug, so it’s best to check the specifics of your plan.

Medicare Part D may provide some form of prescription drug coverage for seniors and those who meet the eligibility requirements based on disability status or income level. However, it’s not always enough to cover the cost of expensive brand-name drugs. Fortunately, Medicare Part D often offers reductions that can help bring down the cost.

Cost of Paxil Without Insurance

How much does Paxil cost without insurance? Without any coverage, the generic form of Paxil (Paroxetine) can cost around $80 for a 1-month supply of 20 mg tablets. Extended-release medication can cost even more — around $165 for a 1-month supply. You can usually expect to pay more if you want brand-name versions of any drug. 

Factors that impact the cost of Paxil

When considering the cost of medication, several factors come into play. 

Generic vs. brand-name medication

The most critical determinant of cost is the kind of medication prescribed. As previously noted, the cost of generic Paxil without insurance will be substantially less than brand-name alternatives, so opting for a generic version could be more economical in the long run. Extended-release versions of certain medicines often cost more due to their extended effects and symptoms on the body over time.


Your prescription’s dosage strength and quantity will also impact your total costs. Generally speaking, higher dosages will result in a higher price tag for each pill or capsule purchased. Buying larger quantities at once can sometimes reduce overall costs by taking advantage of bulk discounts from pharmacies and online retailers. 

Pharmacy prices

Before settling on a pharmacy, compare prices to ensure you get the best deal. A drug’s cost can vary widely from one participating pharmacy to the next. 

Insurance coverage

Finally, insurance coverage should always be considered when budgeting for prescription drugs like Paxil. While many health plans cover some portion of prescription drug costs, co-pays and deductibles might still apply. This is why it’s so important to check with your healthcare provider or even a pharmacist before filling any prescriptions. Then you’ll know exactly how much out-of-pocket expense you’ll have to pay for each refill or new order.

Cost of Paxil With Insurance

Paxil cost with insurance depends on the type and level of coverage you have. Typically, most health insurance plans cover some or all of the expenses associated with prescription medications like Paxil. Nonetheless, certain variables can still influence the amount you need to pay out-of-pocket for your drug.

How to Get Paxil Without Insurance

Getting Paxil without insurance can be difficult and expensive, but options are available to those who need it. Here’s how:

  1. Consult your physician — If you lack coverage, talk to your primary care doctor or a healthcare professional before you try to get Paxil on your own. They might be able to offer medical advice, such as alternative medications, or provide discounts to help reduce the cost of the medication.
  1. Shop around for generic brands — Generic versions of Paxil are available at most pharmacies and drugstores, so shop around for a better price if possible. You can also consider purchasing generic drugs online. They might be much cheaper than brand-name medications purchased in stores or mail-order companies.
  1. Look into discount programs — Many pharmaceutical companies offer discounts for those who can’t afford their medications due to financial hardship or lack of health insurance coverage. These programs typically require proof of income and other documentation to qualify, but they can save you money on prescription drugs like Paxil when used correctly.
  1. Ask about coupons/rebates — There are often coupons from manufacturers that offer a percentage off when buying certain products, such as Paxil — and many pharmacies provide rebates that lower prices further. Ask about these options when shopping for your medication.
  1. Consider using an online pharmacy — Online pharmacies generally carry discounted prices on popular medications like Paxil to stay competitive. This means savings for you. Be sure to research any online pharmacy first, though — check reviews from past customers and read up on safety guidelines issued by regulatory bodies like the FDA.

“Paxil, without insurance, can cost between $77 and $320 per 30-day supply. The price varies dramatically because of extended-release options and generic vs. name brands. Luckily there are other options to help alleviate the expense.”

– Talkspace therapist Meaghan Rice, PsyD, LPC

Affordable Online Mental Health Treatment

As people become more aware of the importance of mental health, online treatment is becoming a popular option. However, deciding which online mental health treatment is right for you and your budget can be challenging. Talkspace offers affordable online psychiatry covered by insurance to provide you with effective support that fits within your financial means.

Let Talkspace help you regain control over your mental health, whether that means helping you figure out how much Paxil costs without insurance, discussing the potential adverse side effects of Paxil, such as weight gain from Paxil, or getting you started in therapy designed to treat any condition. 


  1. Paxil prices, Coupons & savings tips – goodrx. Accessed March 26, 2023. 

Talkspace articles are written by experienced mental health-wellness contributors; they are grounded in scientific research and evidence-based practices. Articles are extensively reviewed by our team of clinical experts (therapists and psychiatrists of various specialties) to ensure content is accurate and on par with current industry standards.

Our goal at Talkspace is to provide the most up-to-date, valuable, and objective information on mental health-related topics in order to help readers make informed decisions.

Articles contain trusted third-party sources that are either directly linked to in the text or listed at the bottom to take readers directly to the source.

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