Access affordable mental health care with Optum
Talkspace accepts Optum for online therapy and psychiatry, making it easier to access care that’s affordable, covered, and convenient. The average Optum member copay is $15 for therapy or psychiatry through Talkspace.
Access affordable mental health care with Optum
Talkspace accepts Optum for online therapy and psychiatry, making it easier to access care that’s affordable, covered, and convenient. The average Optum member copay is $15 for therapy or psychiatry through Talkspace.
Optum mental health coverage with Talkspace
Use my Employee Wellbeing Solutions or Employee Assistance Program (EAP)1
Use my Insurance Benefits
2To obtain your Authorization Code and Approved Number of Sessions, please contact your Emotional Wellbeing Solutions Program or EAP
3Subject to the same member financial responsibility applicable as an in-person visit
Comprehensive mental health solutions covered by Optum
Affordable mental health care is possible with Optum insurance coverage. Talkspace partners with Optum insurance to cover therapy and psychiatry so costs aren't a barrier to mental well-being.
Online Therapy
Optum provides coverage for online therapy with Talkspace through live video, and live audio (phone call). The types of sessions covered will depend on your plan.
Get started
Psychiatry and Prescribing
Optum plans cover virtual Talkspace psychiatry sessions, prescribing of medications (if appropriate), and medication management. You'll pick up medication at the pharmacy of your choice.
Get startedGet affordable care, when and where you need it
Cost of care shouldn’t stand in the way of feeling your best. Break down barriers to mental wellness with Optum mental health insurance coverage for Talkspace and get flexible care from the comfort of your home.
Here's how it works
Check insurance coverage
See what you can save through your insurance plan.
Personalized match
Answer a few questions online and we'll match you with a licensed provider.
Start therapy
Communicate with your therapist through live sessions.
150+
mental
health
conditions
treated
Optum plans cover access to numerous mental health treatments, ranging from aid for depression and anxiety to managing bipolar disorder. Mental health service plans generally cover most therapy session forms and counseling services to help members manage various conditions.
Access a wide network of support
Access across all 50 states
Talkspace has highly qualified therapists and psychiatric providers licensed in all 50 states, ready to deliver evidence-based clinical care.
Diverse network of therapists & psychiatric providers
Our expansive network covers 150+ areas of expertise, more than a third of our providers identify as BIPOC, and 30% are experienced in LGBTQIA+ issues.
Highly qualified provider network
Talkspace clinicians are fully trained, licensed, insured, credentialed, and certified according to NCQA standards.
Any questions?
Find trust-worthy answers on all things mental health at Talkspace.
Does Optum cover mental health care?
Yes, most Optum plans cover mental health care, including online therapy and psychiatry through Talkspace. Coverage details may vary by plan, so checking your specific Optum benefits is recommended before you begin.
How much does therapy cost with Optum through Talkspace?
Most Optum members pay an average copay of $15* per therapy or psychiatry session through Talkspace. Your actual cost may vary depending on the specifics of your plan, so it's worth checking your eligibility before getting started.
*Copays represented are averages. Members in high-deductible health plans must satisfy the deductible before copays apply. Check your policy to confirm coverage details.
What types of therapy are covered by Optum?
Optum may cover a range of therapy types through Talkspace, including online messaging therapy, psychotherapy (talk therapy), cognitive behavioral therapy (CBT), and dialectical behavioral therapy (DBT), among others. The specific types of sessions covered — live video, live audio, or messaging — will depend on your plan.
Does Optum cover online therapy?
Optum may cover mental health treatment delivered online through Talkspace. This includes convenient live sessions conducted over video, and audio calls with a therapist. Virtual therapy has been shown to be as effective as face-to-fact therapy for treating common mental health symptoms and conditions.
Does Optum cover psychiatry and medication management?
Optum may cover psychiatry, including virtual psychiatry through Talkspace. Talkspace will bill your Optum plan for your sessions with a Talkspace psychiatrist or psychiatric provider. If you are prescribed mental health medication, Optum will likely cover the cost of that as well after a copay. You’ll pick up your medication from your local pharmacy and they will be able to tell you the final cost.
Note: Talkspace providers do not prescribe controlled substances including sedatives and stimulants.
How do I check if my Optum plan covers Talkspace?
To check your coverage, visit the Talkspace Optum page and enter your Member ID to confirm eligibility and cost share. The process takes just a few minutes, and you can get started with a matched therapist shortly after confirming your benefits.
