Most Aetna® members pay an average copay of less than $40
Access affordable mental health care
Therapy without insurance can be expensive — but Talkspace accepts Aetna insurance and member copays average less than $40 per visit.Get started
Aetna mental health
coverage with Talkspace
Your mental health coverage may include
Aetna’s mental health benefits cover members for clinically proven, personalized care with Talkspace.
Aetna members can match with a Talkspace therapist in just a few days and get access to affordable sessions via live video, live audio (phone call), live chat, or text messaging. Your therapy options will depend on your Aetna plan’s coverage.
*Copays represented are averages for Talkspace members. Please check your insurance coverage; your final copay may vary based on your coverage
Your copay could
be as low as
Average Aetna member copay per session
Enter your insurance details to verify your coverage today!
Comprehensive mental health solutions covered by Aetna
Affordable mental health care is possible with Aetna insurance coverage. Talkspace partners with Aetna insurance to cover therapy and psychiatry so costs don’t hold you back from better mental health.
Aetna provides coverage for online therapy with Talkspace through live video, live audio (phone call), live chat, or text messaging. The types of sessions covered will depend on your plan.Get started
Psychiatry and Prescribing
Aetna plans cover virtual Talkspace psychiatry sessions, prescribing of medications (if appropriate), and medication management. You'll pick up medication at the pharmacy of your choice.Get started
Get affordable care, when and where you need it
Cost of care shouldn’t stand in the way of feeling better. Break down barriers to mental wellness with Aetna therapy insurance coverage for Talkspace and get flexible care from the comfort of your home.
Getting started with Talkspace & Aetna
a happier, healthier you.
Attention-Deficit Hyperactivity Disorder
Binge Eating Disorder
Bipolar I Disorder
Bipolar II Disorder
Bipolar Mixed episodes
Borderline Personality Disorder
Disruptive Behavior Disorders
Disruptive Mood Dysregulation Disorder
Gender dysphoria and gender-affirming approaches to treatment
Histrionic Personality Disorder
Impulse control disorders
Issues with pornography use
Narcissistic Personality Disorder
Oppositional Defiant Disorder
Paranoid Personality Disorder
Persistent Depressive Disorder (Dysthymic Disorder)
Quiet Borderline Personality Disorder
Rejection Sensitive Dysphoria
Schizotypal Personality Disorder
Seasonal Affective Disorder
Social Anxiety Disorder
Substance Use Disorder
Trauma and PTSD
Video Game Addiction
150+ conditions and treatment approaches
Aetna plans cover access to numerous mental health treatments, ranging from aid for depression and anxiety to managing bipolar disorder. Mental health service plans generally cover most therapy session forms and counseling services to help members manage various conditions.
Access a wide network of support
Access across all
Within days (on average) from signup and QuickMatch™, Talkspace’s highly qualified therapists and prescribers can deliver evidence-based clinical care in all 50 states.
Diverse network of therapists
Our expansive network covers 150+ areas of expertise, more than a third of our providers identify as BIPOC, and 30% experienced in LGBTQIA+ issues.
Highly qualified provider
Talkspace clinicians are fully trained, licensed, insured, credentialed, and certified according to NCQA standards.
Frequently Asked Questions
Does Aetna cover mental health care?
Most plans offered by Aetna include some form of mental health service coverage. Depending on your insurance plan, you should be covered for therapy and psychiatry with Talkspace. You’ll also likely have coverage for medications related to diagnosed mental health conditions.
Does Aetna cover therapy?
The cost of therapy is typically covered under Aetna insurance plans. Aetna therapy coverage includes Talkspace online therapy. Aetna plans cover examinations and follow-up meetings with licensed mental health clinicians.
Disclaimer: While the Affordable Care Act (ACA) of 2014 mandates that health plans cover mental health services, make sure to check with your insurance provider or review your policy details to learn more about your Aetna insurance therapy coverage.
Does Aetna cover depression?
Yes, Aetna provides mental health benefits that include coverage for depression. Those covered by an Aetna health plan have access to medication and therapy for depression.
Does Aetna cover anxiety?
Yes, Aetna provides mental health coverage which includes the diagnosis and treatment of anxiety. Depending on your specific plan, Aetna will cover the cost of Talkspace therapy and may cover medication for anxiety.
Does Aetna cover PTSD?
Yes, Aetna does cover the treatment of PTSD. They offer mental health coverage for members diagnosed with PTSD.
Does Aetna cover online therapy?
Aetna policies offer coverage for online treatment through Talkspace.This includes convenient and secure video chat, live video sessions (LVS), audio calls and text messaging tailored specifically toward helping manage symptoms associated with common psychological issues.
Talkspace is a leading provider of online therapy that takes insurance and is in-network with Aetna insurance plans. If you have coverage through Aetna, you likely have access to the full range of Talkspace’s mental health services.
Does Aetna cover prescribed medication?
Aetna typically covers psychiatrist-prescribed medication when deemed medically necessary to treat a diagnosed condition or illness related to the patient’s mental health. Under an Aetna plan, your sessions with a Talkspace psychiatrist and prescribed treatment plan are covered; however, medication fulfillment and cost will depend on your local pharmacy. Over-the-counter medications aren’t included in this type of coverage.
What types of therapy are covered by Aetna?
Aetna covers access to many therapy session plans and counseling services, so finding the most effective mental health treatment plan for your condition is simple. Talkspace offers many traditional types of therapy that fall under Aetna mental health coverage:
- Psychotherapy: Also known as talk therapy, psychotherapy is the umbrella term used to describe many techniques designed to address thoughts, behaviors, and emotions that aren’t useful or productive.
- Cognitive behavioral therapy (CBT): A form of talk therapy that helps you identify and then change unhelpful and unhealthy thought and behavior patterns. Online CBT can be done and covered with insurance by Talkspace.
- Dialectical behavioral therapy (DBT): A type of talk therapy that focuses on intense emotions; commonly used for personality disorder treatment, such as borderline personality disorder treatment. If you’re interested in this type of therapy, you can get online DBT covered by Aetna through Talkspace.
Does Aetna cover couples therapy with Talkspace?
Though Aetna mental health benefits do cover most types of therapy approaches with Talkspace, they do not cover couples therapy. However, if you are interested in couples therapy, Talkspace offers affordable online couples therapy you can pay for directly. There are also forms of individual therapy that can help you treat relationship issues.
We address most common questions on the Talkspace FAQ page.
Do you still need help with a specific issue?
Contact Talkspace at [email protected]
to get answers, share feedback, or voice a complaint.
Disclaimer: Aetna is the brand name used for products and services provided by one or more of the Aetna group of companies, including Aetna Life Insurance Company and its affiliates (Aetna).