Access affordable mental health care with Carelon
Talkspace accepts Carelon mental health coverage for online therapy and psychiatry, making it easier to access care that’s affordable, covered, and convenient. The average Carelon member copay is $25 for therapy or psychiatry through Talkspace.
Your Carelon mental health coverage may include
Carelon behavioral health insurance plans cover effective and personalized mental health treatment at Talkspace.
Carelon-covered members will have access to a therapist within a few days, on average. You’ll be able to connect with your therapist via live sessions (video, audio, or live chat), and by exchanging text, voice, or video messages. However, the specific type of sessions covered may depend on your insurance plan.
*Copays represented are averages. Members in high-deductible health plans must satisfy the deductible before copays apply. Check your policy to confirm coverage details.
Your copay could
be as low as
Average Carelon member copay per session
Enter your insurance details to verify your coverage today.
Talkspace vs in-person
Talkspace
In-person
Accepts Carelon
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Varies by facility
$0 copays available
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Licensed providers nationwide
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Message your therapist anytime
Messaging and video available
Comprehensive mental health solutions covered by Carelon
Achieve affordable mental health care with Carelon insurance. Partnered with Talkspace, Carelon coverage includes therapy and psychiatry services, eliminating cost barriers to better mental health.
Online therapy
Online support from a
licensed provider
Teen therapy
Specialized therapy for
ages 13-17
Couples therapy
Relationship-centered
therapy that connects you
and your partner
Psychiatry
Evaluations and psychiatric
medication management for
ages 18+
Getaffordablecare,when andwhere youneed it
Don’t let the cost of mental health care stop you from receiving the help you need. Get accessible and affordable online care covered by Carelon therapy insurance coverage at Talkspace.
Here's how it works
Check insurance coverage
See what you can save through your insurance plan.
Personalized match
Answer a few questions online and we'll match you with a licensed provider.
Start therapy
Communicate with your therapist through live sessions, messaging, or both.
150+mentalhealthconditionstreated
Our deeply experienced providers deliver comprehensive care for a broad range of mental health conditions and areas of need, using evidence-backed treatment approaches.
Reasons to trust Talkspace
Licensed providers in your state
Within days (on average) from signup and therapist match, Talkspace’s highly qualified therapists and psychiatric providers can deliver evidence-based clinical care in all 50 states.
Private and secure conversations
The Talkspace platform is HIPAA compliant. Chat with Talkspace providers by video or message from wherever you are, whenever it works for you.
Trusted by over a million members
Talkspace has helped more than a million members and 80% of users say it's as or more effective as in-person therapy.
Covered by insurance
Talkspace is in-network with major insurance plans, including Cigna, Aetna, Optum, Anthem, TRICARE and Medicare. Most insured members have a $0 copay.
SOURCE: Telemedicine and e-Health
What members are saying
Any questions?
Find trustworthy answers on all things mental health at Talkspace.
Does Carelon cover therapy?
Yes. In most instances, therapy at Talkspace is a covered benefit with Carelon insurance. The 2014 Affordable Care Act (ACA) made it mandatory that insurance providers cover mental health care. Depending on your specific plan and location, some or all of the cost may be covered by insurance. Before beginning treatment, check with your insurance company to confirm coverage for services rendered.
What types of therapy are covered by Carelon?
Most Carelon behavioral health insurance plans include mental health care through Talkspace. Depending on your specific plan, coverage can vary and might include online therapy, psychiatry visits, prescribed medications, inpatient care for severe conditions like addiction or chemical dependency treatments, and more. Carelon mental health benefits often include counseling sessions with a licensed therapist or psychologist.
How many therapy visits does Carelon cover?
The number of therapy visits that your Carelon mental health coverage pays for varies depending on your specific insurance plan and the type of therapy. We recommend checking with Carelon directly or reviewing the details in your insurance plan to determine coverage.
Does Carelon cover online therapy?
Yes, Carelon does cover online therapy, including virtual therapy at Talkspace. You can work with a therapist or psychiatric provider via secure video chat, live video sessions, unlimited text messaging, and audio calls.
Does Carelon cover psychiatry?
Carelon mental health coverage generally includes psychiatric care from a qualified mental health professional. However, you should check your specific plan details to determine what type of psychiatric coverage you have before seeking treatment. Carelon covers online appointments with Talkspace psychiatrists for evaluation, prescriptions, and medication management, but prescribed medications need to be filled at your local pharmacy.
Does Carelon require a referral to a psychiatrist?
No. A referral from a primary care physician is not needed to access Talkspace psychiatric care with Carelon insurance.
Does Carelon cover prescribed medication?
Carelon also covers medication from a licensed psychiatric provider or doctor. Check your plan details before seeking any treatment to be sure you understand your coverage. While you can get a prescription for medication with Talkspace, you will need to go to your pharmacy to have the prescription filled, and you’ll pay for the medication at the pharmacy.
What types of therapy are covered by Carelon?
Carelon has numerous choices regarding the types of therapy you can receive under your plan.
- Psychotherapy: A general type of talk therapy that includes a variety of techniques designed to address unwanted thoughts, behaviors, and emotions.
- Cognitive behavioral therapy (CBT): Identifying and changing unhelpful and unhealthy thoughts and behaviors. At Talkspace, you can get online CBT covered by Carelon insurance.
- Dialectical behavioral therapy (DBT): Originally used to treat borderline personality disorder and other personality disorders, DBT focuses on managing extreme or intense emotions in healthier ways. If you’re interested in this therapy approach, Carelon insurance will cover online DBT sessions.
