Accessaffordablementalhealthcare

TRICARE provides mental health coverage for all eligible beneficiaries, including:

• Active duty service members (with referral)
• National guard & reserve members
• Retirees & their families
• Spouses & dependents
  

With the following plans:

• TRICARE Prime (HMO)
• TRICARE Prime Remote (HMO)  
• TRICARE Select (PPO)  
• TRICARE Reserve Select (PPO)    
• TRICARE Retired Reserve (PPO)     
• TRICARE Young Adult (Prime)  
• TRICARE Young Adult (Select)  

We provide access to licensed therapists covered by TRICARE near you via secure video sessions and text-based therapy, making it easy to get help from home, or from wherever is most convenient. Because Talkspace is covered by TRICARE insurance plans, you can use your existing benefits without the hassle of searching for in-network providers, making it easier to maintain consistent care during relocations, deployments, or other transitions. Many also appreciate the privacy and flexibility of online sessions, which can be especially important for those balancing busy military schedules.

Referral requirements for mental health services under TRICARE vary based on your plan and beneficiary status:

• Active Duty Service Members (ADSMs): A referral from your Primary Care Manager (PCM) is required for outpatient mental health services.  ‍
• Other Beneficiaries: Referral requirements depend on your TRICARE plan. Generally, for outpatient mental health care, you do not need a referral if you use a TRICARE network provider.

Yes! TRICARE covers online therapy, couples counseling, and psychiatry through Talkspace. Whether you're looking for online therapy that takes TRICARE, individual counseling, couples therapy (also called family therapy), or psychiatry, we're here to help.

Coverage extends to a wide range of mental health needs, from managing anxiety and depression to working through relationship challenges. Military spouses and dependents often benefit from couples or family therapy to strengthen communication during deployments or life changes. With Talkspace, TRICARE members can access therapy without long wait times, ensuring help is available when it’s needed most.

It’s easy! Here’s how:

1. Sign Up – Go to Talkspace and enter your TRICARE DoD benefit number (DBN), the 11-digit number on your ID card and answer a few questions.
2. Get Matched – We’ll pair you with a licensed TRICARE therapist based on your needs and preferences.
3. Start Therapy – Begin with messaging, live video sessions, or both.

No long wait times, no hassle—just convenient online therapy with TRICARE.

Active Duty Service Members (ADSMs) require a referral from their Military Treatment Facility (MTF) or Primary Care Manager (PCM) before starting therapy. However, family members, retirees, and dependents can start immediately—no referral required.

Mental health services covered by TRICARE include therapy for anxiety,depression, PTSD, stress management, and relationship challenges. However, you don’t need to have a specific mental health challenge to get therapy—you can connect with a Talkspace therapist simply to discuss anything that’s on your mind and get support for everyday life.

Online therapy can help with sleep issues, grief, family transitions, and adjusting to life changes that may come with military service. Many people also use therapy as a preventive tool, checking in regularly to maintain emotional well-being before problems escalate. Whatever your goals, TRICARE covers access to professionals who understand both clinical care and the realities of military life; our Talkspace therapists specialize in treating active-duty personnel, military families, and veterans.

Yes, but a referral is required for Active Duty Service Members (ADSMs). To get started:
1. Request a referral from your PCM or Military Treatment Facility (MTF).
2. Once approved, you can start therapy with a licensed Talkspace therapist covered by TRICARE.

For family members, dependents, and retirees, no referral is needed.

If a Talkspace psychiatry provider determines that medication is appropriate treatment, TRICARE covers prescribed mental health medications. However, medication costs may vary based on your TRICARE plan and pharmacy.

Important: Controlled substances cannot be prescribed through Talkspace.

Unfortunately, TRICARE therapy services through Talkspace are currently only available within the United States. If you are stationed overseas, check with TRICARE for local options.

Talkspace offers quick scheduling, faster than traditional in-person therapy. After signing up for Talkspace therapy you’ll be connected with a therapist within about two days, often less. With Talkspace psychiatry you can schedule a video session with a psychiatry provider within about a week.

Talkspace technology is HIPAA-compliant, secure, and confidential. All data on our servers, as well as all communication that happens between our software and the servers, is encrypted. Find out more about our privacy policy.

• Convenient & Flexible – Access care anytime, anywhere.
• No Long Waits – Get started faster than traditional therapy.
• Trusted TRICARE Provider – Covered nationwide.‍
• Specialized Therapists – Experienced in treating a wide range of conditions and concerns.

As an in-network TRICARE provider, Talkspace delivers convenient, confidential therapy that meets the demands of military life. Click here to learn more about how we support our military population, view resource options, marketing activation materials, and connect to a member of our team for more information.