Online Therapy covered by insurance

World champion swimmer Michael Phelps credits therapy with changing his life. At Talkspace, our mission is to change more lives by expanding access to therapy.
Over 50% of Americans struggle
with their mental health
That’s why Talkspace is now working directly with health plans and companies to make therapy more affordable. To get started, simply share your insurance or employer during checkout and we’ll confirm eligibility.

Here’s how it works

Check eligibility icon

Check eligibility

See what you can save
through your insurance.
Brief assessment icon

Brief assessment

Answer a few questions to get started.
Choose your therapist icon

Choose your therapist

Select your therapist from
a list of recommendations.
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Start therapy

Begin the journey towards
a happier, healthier you.
Get started

Benefits of Talkspace

  • Low-stress & private - Book Live Video Sessions from the privacy of your home
  • Personalized support - Develop a plan to achieve goals on your timeline
  • Thousands of licensed therapists - Switch any time, at no extra cost

Thousands of 5-star reviews

Vannerzzz
Mar 21, 2020 • App Store
5 stars
As a young professional with so much constantly up in the air, I found it hard to make time to find a therapist, schedule convenient appointments, and build a relationship... only to move again several months later. Talkspace simplified this all for me being in an app and my therapist is THE BEST
Cherry_Vanilla79
Apr 16, 2020 • App Store
5 stars
With this app, I can send a message whenever I need or want to, and ramble on as long as I want without a timer hanging over my head...I can take the time I need to say the things I want to, and once I’m done, my therapist comes back with support and questions to help me move forward in my mental health journey.
J.H
Jul 8, 2020 • Play Store
5 stars
This has been the most amazing experience and far surpassed any expectations I had. My therapist is brilliant...genuinely empathetic and provides solid direction, support and advice.
Vannerzzz
Mar 21, 2020 • App Store
5 stars
As a young professional with so much constantly up in the air, I found it hard to make time to find a therapist, schedule convenient appointments, and build a relationship... only to move again several months later. Talkspace simplified this all for me being in an app and my therapist is THE BEST
Cherry_Vanilla79
Apr 16, 2020 • App Store
5 stars
With this app, I can send a message whenever I need or want to, and ramble on as long as I want without a timer hanging over my head...I can take the time I need to say the things I want to, and once I’m done, my therapist comes back with support and questions to help me move forward in my mental health journey.
J.H
Jul 8, 2020 • Play Store
5 stars
This has been the most amazing experience and far surpassed any expectations I had. My therapist is brilliant...genuinely empathetic and provides solid direction, support and advice.
Get started

Research on Online Therapy effectiveness

Talkspace vs face-to-face therapy

80% thought Talkspace was as effective or more effective than traditional therapy.
98% found it to be more convenient than traditional therapy.
Percentage of clients experiencing
clinically significant change within:
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25
%
44
%
Face-to-face
Talkspace
A hand holding an insurance card

Get started with insurance

Insurance can now cover up to 100% of your monthly plans costs.
Check eligibility

Frequently asked questions

What insurance does Talkspace accept?

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We currently accept insurance from Premera, Cigna, Optum, Gatorcare, Aetna, Blue Cross Blue Shield, and more. You can view our full partner list here.

What is Talkspace?

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Talkspace is the most convenient and affordable way to connect with a licensed therapist — all from the privacy of your device. Send your therapist text, audio, picture, and video messages at any time, and they will respond daily, 5 days/week. If you’re looking for the “face-to-face” therapy experience, we also offer Live Video Sessions so you and your therapist can plan to connect in real-time.

Does Talkspace take insurance?

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Yes! Talkspace partners with health plans across the U.S. to make therapy more affordable and accessible than ever before.

What if I’m not covered by my insurance?

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Not to worry! Talkspace is still more affordable than most co-pays for in-person therapy. You can also pay with an FSA/HSA card, if you have one.

Are Talkspace therapists licensed?

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Yes. Our national network features thousands of licensed therapists across all 50 U.S. states and Canada. On average, Talkspace therapists have on average, 9 years of experience as professional mental health care providers, and have been carefully vetted and trained to use our platform.

How does Talkspace protect my privacy?

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At Talkspace, your privacy and security are our #1 priorities. Our platform is HIPAA-compliant and encrypted banking-grade, industry standard technology. All interactions with your therapist are confidential and private. In addition, Talkspace always requires a password for use, and our iOS app accommodates Touch ID and Face ID on enabled devices. For more details, read our Privacy Policy.